/* ============================================================
   monaycred — Design System (premium / dark-purple / glow)
   ============================================================ */

/* ---------- Fonts: Neue Haas Grotesk Display ---------- */
@font-face{font-family:"Neue Haas";src:url("brand/fonts/nhg-light.ttf") format("truetype");font-weight:300;font-style:normal;font-display:swap}
@font-face{font-family:"Neue Haas";src:url("brand/fonts/nhg-roman.ttf") format("truetype");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Neue Haas";src:url("brand/fonts/nhg-medium.ttf") format("truetype");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Neue Haas";src:url("brand/fonts/nhg-bold.ttf") format("truetype");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Neue Haas";src:url("brand/fonts/nhg-black.ttf") format("truetype");font-weight:900;font-style:normal;font-display:swap}

/* ---------- Tokens ---------- */
:root{
  /* brand */
  --purple:#480088;
  --purple-bright:#6A1FB8;
  --purple-glow:#8A3DE0;
  --orange:#F86808;
  --orange-soft:#FF8A3D;

  /* dark surfaces */
  --ink-950:#120A1E;
  --ink-900:#180D27;
  --ink-850:#1E1130;
  --ink-800:#26163E;
  --ink-700:#34204F;

  /* light surfaces */
  --cream:#F0EFE6;
  --cream-2:#F6F5EE;
  --paper:#FFFFFF;
  --card-line:rgba(72,0,136,.10);

  /* text */
  --ink:#1B1226;
  --ink-soft:#5C5366;
  --ink-faint:#8E8796;
  --on-dark:#F3EFF8;
  --on-dark-soft:#BCA9D6;
  --on-dark-faint:#897B9E;

  /* radii / spacing */
  --r-sm:8px;
  --r:8px;
  --r-md:12px;
  --r-lg:16px;
  --r-xl:24px;
  --maxw:1200px;
  --gut:clamp(20px,5vw,64px);

  --shadow-card:0 1px 2px rgba(27,18,38,.04),0 8px 30px rgba(27,18,38,.06);
  --shadow-pop:0 30px 80px -20px rgba(20,8,40,.55);
  --ease:cubic-bezier(.22,.61,.36,1);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Neue Haas",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-weight:400;
  color:var(--ink);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  line-height:1.5;
}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:none;background:none}
::selection{background:var(--orange);color:#fff}

/* ---------- Layout helpers ---------- */
.wrap{max-width:var(--maxw);margin:0 auto;padding-inline:var(--gut)}
.section{padding-block:clamp(64px,9vw,120px)}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:13px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
  color:var(--orange);margin:0 0 18px;
}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--orange);border-radius:2px}
.eyebrow.center{justify-content:center}
.head{max-width:680px}
.head.center{margin-inline:auto;text-align:center}
h1,h2,h3,h4{margin:0;font-weight:900;line-height:1.05;letter-spacing:-.02em;text-wrap:balance}
.h2{font-size:clamp(30px,4.4vw,52px);font-weight:900;line-height:1.04;letter-spacing:-.025em}
.h2 em{font-style:normal;color:var(--orange)}
.lead{font-size:clamp(16px,1.5vw,19px);color:var(--ink-soft);line-height:1.6;font-weight:400;margin-top:16px;text-wrap:pretty}
.section--dark .lead{color:var(--on-dark-soft)}
.section--dark .h2 em{color:var(--orange-soft)}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:15px 26px;border-radius:var(--r);font-weight:700;font-size:15.5px;letter-spacing:-.01em;
  transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .2s,color .2s;
  white-space:nowrap;
}
.btn svg{width:18px;height:18px;flex:none}
.btn--primary{background:var(--orange);color:#fff;box-shadow:0 8px 22px -6px rgba(248,104,8,.6)}
.btn--primary:hover{transform:translateY(-2px);box-shadow:0 14px 30px -6px rgba(248,104,8,.7)}
.btn--ghost{background:transparent;color:var(--purple);box-shadow:inset 0 0 0 1.5px rgba(72,0,136,.25)}
.btn--ghost:hover{box-shadow:inset 0 0 0 1.5px var(--purple);transform:translateY(-2px)}
.section--dark .btn--ghost{color:var(--on-dark);box-shadow:inset 0 0 0 1.5px rgba(243,239,248,.28)}
.section--dark .btn--ghost:hover{box-shadow:inset 0 0 0 1.5px var(--on-dark);background:rgba(255,255,255,.04)}
.btn--wa{background:#1FA952;color:#fff;box-shadow:0 8px 22px -6px rgba(31,169,82,.55)}
.btn--wa:hover{transform:translateY(-2px);box-shadow:0 14px 30px -6px rgba(31,169,82,.7)}
.btn--lg{padding:17px 32px;font-size:16.5px}
.btn--block{width:100%}

/* ---------- Header ---------- */
.hdr{position:sticky;top:0;z-index:60;transition:background .3s,box-shadow .3s,backdrop-filter .3s}
.hdr.scrolled{background:rgba(18,10,30,.72);backdrop-filter:blur(16px) saturate(140%);box-shadow:0 1px 0 rgba(255,255,255,.06)}
.hdr__in{display:flex;align-items:center;gap:32px;height:74px}
.hdr__logo{height:26px;width:auto}
.hdr__nav{display:flex;align-items:center;gap:30px;margin-left:8px}
.hdr__nav a{font-size:15px;font-weight:500;color:var(--on-dark-soft);transition:color .2s;position:relative}
.hdr__nav a:hover{color:var(--on-dark)}
.hdr__nav a::after{content:"";position:absolute;left:0;right:100%;bottom:-6px;height:2px;background:var(--orange);transition:right .3s var(--ease);border-radius:2px}
.hdr__nav a:hover::after{right:0}
.hdr__cta{margin-left:auto;display:flex;align-items:center;gap:14px}
.hdr__menu{display:none}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:
   radial-gradient(120% 90% at 85% -10%,rgba(138,61,224,.55),transparent 55%),
   radial-gradient(90% 70% at -5% 110%,rgba(248,104,8,.18),transparent 55%),
   linear-gradient(160deg,var(--ink-900),var(--ink-950));
   color:var(--on-dark)}
.hero__glow{position:absolute;inset:0;pointer-events:none;
   background:radial-gradient(40% 40% at 78% 35%,rgba(138,61,224,.35),transparent 70%);
   mix-blend-mode:screen}
.hero__grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;
   padding-top:clamp(48px,7vw,80px);padding-bottom:clamp(60px,8vw,104px)}
.hero__chip{display:inline-flex;align-items:center;gap:10px;padding:8px 14px;border-radius:999px;
   background:rgba(255,255,255,.06);box-shadow:inset 0 0 0 1px rgba(255,255,255,.12);
   font-size:13px;font-weight:500;color:var(--on-dark-soft);margin-bottom:24px}
.hero__chip b{color:#fff;font-weight:600}
.hero__dot{width:8px;height:8px;border-radius:50%;background:#34d27b;box-shadow:0 0 0 4px rgba(52,210,123,.18)}
.hero h1{font-size:clamp(38px,5.6vw,68px);line-height:1.02;letter-spacing:-.03em}
.hero h1 .o{color:var(--orange-soft)}
.hero__sub{margin-top:22px;font-size:clamp(16px,1.5vw,18.5px);color:var(--on-dark-soft);max-width:32ch;line-height:1.6}
.hero__cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}
.hero__stats{display:flex;gap:38px;margin-top:46px;flex-wrap:wrap}
.hero__stat .n{font-size:30px;font-weight:900;letter-spacing:-.02em;color:#fff;line-height:1}
.hero__stat .n .o{color:var(--orange-soft)}
.hero__stat .l{font-size:13px;color:var(--on-dark-faint);margin-top:7px;max-width:14ch}

/* hero card mockup */
.hero__art{position:relative;display:flex;justify-content:center;perspective:1400px}
.ccard{position:relative;width:min(420px,92%);aspect-ratio:1.586/1;border-radius:20px;
   background:linear-gradient(135deg,#5A0FA8 0%,#2C0A55 60%,#1B0738 100%);
   box-shadow:var(--shadow-pop),inset 0 1px 0 rgba(255,255,255,.18);
   padding:26px 28px;color:#fff;transform:rotate3d(1,1,0,0deg);transition:transform .6s var(--ease)}
.ccard::after{content:"";position:absolute;inset:0;border-radius:20px;
   background:linear-gradient(115deg,transparent 40%,rgba(255,255,255,.22) 50%,transparent 60%);opacity:.6}
.ccard__top{display:flex;justify-content:space-between;align-items:flex-start}
.ccard__sym{height:30px;width:auto;opacity:.95}
.ccard__tag{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--orange-soft)}
.ccard__chip{width:44px;height:32px;border-radius:6px;margin-top:30px;
   background:linear-gradient(135deg,#F8C76A,#C98A1E);box-shadow:inset 0 0 0 1px rgba(0,0,0,.15)}
.ccard__label{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.6);margin-top:22px}
.ccard__num{font-size:18px;letter-spacing:.16em;font-weight:500;margin-top:6px}
.ccard__row{display:flex;justify-content:space-between;align-items:flex-end;margin-top:18px}
.ccard__name{font-size:13px;letter-spacing:.06em;text-transform:uppercase;font-weight:500}
.ccard__brand{font-size:13px;font-weight:700;font-style:italic;color:rgba(255,255,255,.85)}
/* floating approval badge */
.hero__badge{position:absolute;right:-6px;bottom:6px;background:#fff;color:var(--ink);
   border-radius:14px;padding:14px 18px;box-shadow:var(--shadow-pop);display:flex;align-items:center;gap:12px;
   animation:float 5s ease-in-out infinite}
.hero__badge .ic{width:38px;height:38px;border-radius:50%;background:rgba(31,169,82,.12);
   display:grid;place-items:center;color:#1FA952}
.hero__badge .t{font-size:11px;color:var(--ink-faint);font-weight:500}
.hero__badge .v{font-size:16px;font-weight:900;color:var(--ink)}
.hero__limit{position:absolute;left:-10px;top:8px;background:rgba(255,255,255,.08);backdrop-filter:blur(10px);
   box-shadow:inset 0 0 0 1px rgba(255,255,255,.18);border-radius:14px;padding:12px 16px;color:#fff;
   animation:float 6s ease-in-out infinite reverse}
.hero__limit .t{font-size:11px;color:var(--on-dark-soft)}
.hero__limit .v{font-size:18px;font-weight:900}
.hero__limit .v .o{color:var(--orange-soft)}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}

/* ---------- Marquee band ---------- */
.band{background:var(--ink-950);color:var(--on-dark);padding-block:22px;overflow:hidden;
   border-top:1px solid rgba(255,255,255,.06);border-bottom:1px solid rgba(255,255,255,.06)}
.band__in{display:flex;align-items:center;gap:18px;justify-content:center;flex-wrap:wrap;text-align:center}
.band__lead{font-weight:700;font-size:clamp(15px,1.6vw,18px);color:#fff}
.band__cities{font-size:14px;color:var(--on-dark-faint)}
.band__cities b{color:var(--orange-soft);font-weight:600}

/* ---------- Generic cards on light ---------- */
.section--light{background:var(--cream)}
.section--paper{background:var(--cream-2)}
.card{background:var(--paper);border-radius:var(--r-md);padding:30px;box-shadow:var(--shadow-card);
   border:1px solid var(--card-line);transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.card:hover{transform:translateY(-4px);box-shadow:0 20px 50px -22px rgba(27,18,38,.28)}
.card__ic{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;margin-bottom:20px;
   background:rgba(248,104,8,.10);color:var(--orange)}
.card__ic svg{width:24px;height:24px}
.card h3{font-size:20px;font-weight:700;letter-spacing:-.01em;margin-bottom:10px}
.card p{font-size:15px;color:var(--ink-soft);line-height:1.6;margin:0}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:54px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:54px}

/* product cards */
.prod{position:relative;display:flex;flex-direction:column;gap:14px}
.prod .tag{align-self:flex-start;font-size:12px;font-weight:700;padding:5px 11px;border-radius:999px;
   background:rgba(72,0,136,.08);color:var(--purple);margin-top:auto}
.prod .tag.hot{background:rgba(248,104,8,.12);color:var(--orange)}

/* ---------- Partners ---------- */
.partners{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin-top:40px}
.partners .p{display:flex;align-items:center;gap:10px;padding:14px 22px;border-radius:var(--r);
   background:var(--paper);box-shadow:var(--shadow-card);border:1px solid var(--card-line);
   font-weight:700;color:var(--ink);font-size:15px;transition:transform .3s var(--ease)}
.partners .p:hover{transform:translateY(-3px)}
.partners .dot{width:10px;height:10px;border-radius:50%;background:var(--purple)}
.partners .dot.o{background:var(--orange)}

/* ---------- Dark feature (cartão consignado) ---------- */
.section--dark{background:linear-gradient(165deg,var(--ink-850),var(--ink-950));color:var(--on-dark);position:relative;overflow:hidden}
.feat__glow{position:absolute;inset:0;pointer-events:none;
   background:radial-gradient(50% 50% at 15% 20%,rgba(138,61,224,.30),transparent 60%),
             radial-gradient(40% 45% at 95% 90%,rgba(248,104,8,.14),transparent 60%)}
.feat{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.feat h2{font-size:clamp(30px,4vw,48px)}
.feat .limitbox{margin-top:28px;background:rgba(255,255,255,.05);box-shadow:inset 0 0 0 1px rgba(255,255,255,.12);
   border-radius:var(--r-md);padding:20px 24px;display:inline-block}
.feat .limitbox .t{font-size:13px;color:var(--on-dark-soft);letter-spacing:.04em}
.feat .limitbox .v{font-size:38px;font-weight:900;letter-spacing:-.02em;color:#fff;line-height:1.05;margin-top:4px}
.feat .limitbox .v .o{color:var(--orange-soft)}
.feat .check{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:13px}
.feat .check li{display:flex;gap:12px;align-items:flex-start;font-size:15.5px;color:var(--on-dark-soft);line-height:1.45}
.feat .check .tick{flex:none;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;margin-top:1px;
   background:rgba(248,104,8,.16);color:var(--orange-soft)}
.feat .check .tick svg{width:13px;height:13px}
.feat__note{margin-top:24px;font-size:14px;color:var(--on-dark-faint);max-width:46ch}

/* ---------- Steps (como funciona) ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:54px;counter-reset:s}
.step{position:relative;background:var(--paper);border:1px solid var(--card-line);border-radius:var(--r-md);
   padding:34px 28px 30px;box-shadow:var(--shadow-card);transition:transform .35s var(--ease)}
.step:hover{transform:translateY(-4px)}
.step__n{width:46px;height:46px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;
   font-weight:900;font-size:19px;margin-bottom:20px;box-shadow:0 8px 20px -6px rgba(248,104,8,.6)}
.step h3{font-size:19px;font-weight:700;margin-bottom:9px}
.step p{font-size:14.5px;color:var(--ink-soft);margin:0;line-height:1.6}
.step__line{position:absolute;top:57px;right:-13px;width:26px;height:2px;background:repeating-linear-gradient(90deg,var(--orange) 0 5px,transparent 5px 10px);z-index:2}

/* ---------- Filter block (conversion focus) ---------- */
.section--filter{background:radial-gradient(120% 100% at 100% 0%,rgba(72,0,136,.06),transparent 60%),var(--cream-2)}
.filter{display:grid;grid-template-columns:.92fr 1.08fr;gap:48px;align-items:center}
.filter__list{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:14px}
.filter__list li{display:flex;gap:12px;align-items:center;font-size:15.5px;color:var(--ink-soft)}
.filter__list .tick{flex:none;width:24px;height:24px;border-radius:7px;background:rgba(72,0,136,.10);color:var(--purple);display:grid;place-items:center}
.filter__list .tick svg{width:14px;height:14px}

.simbox{background:var(--paper);border-radius:var(--r-lg);box-shadow:var(--shadow-pop);
   border:1px solid var(--card-line);overflow:hidden}
.simbox__head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 26px;
   border-bottom:1px solid var(--card-line);background:linear-gradient(180deg,#fff,#FBFAF5)}
.simbox__head .logo{height:20px}
.simbox__head .pill{font-size:12px;font-weight:600;color:var(--purple);background:rgba(72,0,136,.08);padding:6px 12px;border-radius:999px}
.simbox__body{padding:26px}
.field{margin-bottom:16px}
.field > label{display:block;font-size:13px;font-weight:600;color:var(--ink-soft);margin-bottom:7px}
.select{position:relative}
.select select{appearance:none;width:100%;padding:14px 44px 14px 16px;border-radius:var(--r);font-size:15px;font-family:inherit;
   color:var(--ink);background:var(--cream-2);border:1.5px solid transparent;transition:border .2s,background .2s;cursor:pointer}
.select select:focus{outline:none;border-color:var(--purple);background:#fff}
.select::after{content:"";position:absolute;right:18px;top:50%;width:9px;height:9px;border-right:2px solid var(--ink-faint);
   border-bottom:2px solid var(--ink-faint);transform:translateY(-65%) rotate(45deg);pointer-events:none}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.simbox__result{margin-top:6px;background:linear-gradient(135deg,rgba(72,0,136,.06),rgba(248,104,8,.05));
   border-radius:var(--r-md);padding:18px 20px;display:none;animation:reveal .5s var(--ease)}
.simbox__result.show{display:block}
@keyframes reveal{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.simbox__result .rrow{display:flex;justify-content:space-between;font-size:14px;color:var(--ink-soft);padding:5px 0}
.simbox__result .rrow b{color:var(--ink);font-weight:700}
.simbox__result .big{font-size:14px;color:var(--ink-soft);margin-bottom:6px}
.simbox__result .big b{display:block;font-size:30px;font-weight:900;color:var(--purple);letter-spacing:-.02em}
.simbox__foot{padding:0 26px 26px}
.simbox__hint{font-size:12.5px;color:var(--ink-faint);text-align:center;margin-top:14px}
.simlaunch__q{font-size:14px;font-weight:600;color:var(--ink-soft);margin:0 0 14px}
.simlaunch{display:grid;gap:10px}
.simlaunch__opt{display:flex;align-items:center;gap:13px;padding:14px 16px;border-radius:var(--r);
  background:var(--cream-2);box-shadow:inset 0 0 0 1.5px transparent;font-size:15px;font-weight:600;color:var(--ink);
  transition:transform .22s var(--ease),box-shadow .22s var(--ease),background .22s}
.simlaunch__opt:hover{transform:translateX(3px);background:#fff;box-shadow:inset 0 0 0 1.5px var(--purple)}
.simlaunch__opt .ic{flex:none;width:36px;height:36px;border-radius:9px;display:grid;place-items:center;
  background:rgba(72,0,136,.08);color:var(--purple)}
.simlaunch__opt .ic svg{width:19px;height:19px}
.simlaunch__opt .arr{width:18px;height:18px;margin-left:auto;color:var(--ink-faint);transition:transform .22s,color .22s}
.simlaunch__opt:hover .arr{transform:translateX(3px);color:var(--purple)}

/* ---------- Other profiles ---------- */
.profiles{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:44px}
.profile{background:var(--paper);border:1px solid var(--card-line);border-radius:var(--r-md);padding:26px;
   box-shadow:var(--shadow-card);transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.profile:hover{transform:translateY(-4px);box-shadow:0 20px 50px -22px rgba(27,18,38,.28)}
.profile h4{font-size:17px;font-weight:700;margin-bottom:8px}
.profile p{font-size:14px;color:var(--ink-soft);margin:0 0 18px;line-height:1.55}
.profile .tag{font-size:12px;font-weight:700;color:var(--orange);display:inline-flex;align-items:center;gap:6px}

/* ---------- Team / humans + IA ---------- */
.people{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:54px}
.person{background:var(--paper);border:1px solid var(--card-line);border-radius:var(--r-lg);padding:32px;box-shadow:var(--shadow-card)}
.person__head{display:flex;align-items:center;gap:16px;margin-bottom:20px}
.person__ph{width:64px;height:64px;border-radius:50%;object-fit:cover;flex:none;box-shadow:0 6px 16px -6px rgba(27,18,38,.4)}
.person__ph--ph{background:linear-gradient(135deg,var(--ink-800),var(--ink-950));display:grid;place-items:center;color:var(--on-dark-soft);font-weight:700;font-size:22px}
.person__name{font-size:19px;font-weight:700}
.person__role{font-size:13px;font-weight:600;color:var(--orange);letter-spacing:.04em;text-transform:uppercase;margin-top:3px}
.person p{font-size:15px;color:var(--ink-soft);line-height:1.65;margin:0 0 12px}
.person .tagline{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--purple);
   background:rgba(72,0,136,.07);padding:7px 13px;border-radius:999px;margin-top:6px}
.person--ia{background:linear-gradient(160deg,var(--ink-850),var(--ink-950));color:var(--on-dark)}
.person--ia .person__name{color:#fff}
.person--ia p{color:var(--on-dark-soft)}
.person--ia .tagline{color:var(--orange-soft);background:rgba(248,104,8,.12)}

/* ---------- Mission ---------- */
.mvv{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:50px}
.mvv .c{padding:30px;border-radius:var(--r-md);background:var(--paper);border:1px solid var(--card-line);box-shadow:var(--shadow-card)}
.mvv .c .k{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--orange);margin-bottom:12px}
.mvv .c p{font-size:15px;color:var(--ink-soft);line-height:1.6;margin:0}

/* ---------- Testimonials ---------- */
.tcards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:50px}
.tcard{background:var(--paper);border:1px solid var(--card-line);border-radius:var(--r-md);padding:30px;box-shadow:var(--shadow-card)}
.stars{color:var(--orange);font-size:16px;letter-spacing:2px;margin-bottom:16px}
.tcard p{font-size:15.5px;color:var(--ink);line-height:1.65;margin:0 0 20px;font-weight:500}
.tcard .who{display:flex;align-items:center;gap:12px}
.tcard .av{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--purple),var(--purple-bright));
   color:#fff;display:grid;place-items:center;font-weight:700;font-size:16px}
.tcard .who .nm{font-size:14px;font-weight:700}
.tcard .who .src{font-size:12px;color:var(--ink-faint)}

/* ---------- Guarantees band ---------- */
.guar{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:50px}
.guar .g{text-align:center;padding:14px}
.guar .g .ic{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;margin:0 auto 16px;
   background:rgba(248,104,8,.14);color:var(--orange-soft)}
.guar .g .ic svg{width:26px;height:26px}
.guar .g h4{font-size:17px;font-weight:700;color:#fff;margin-bottom:7px}
.guar .g p{font-size:13.5px;color:var(--on-dark-soft);margin:0;line-height:1.55}

/* ---------- Contact ---------- */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.contact__items{list-style:none;padding:0;margin:30px 0 0;display:grid;gap:18px}
.contact__items li{display:flex;gap:16px;align-items:center}
.contact__items .ic{width:46px;height:46px;border-radius:12px;flex:none;display:grid;place-items:center;
   background:rgba(72,0,136,.08);color:var(--purple)}
.contact__items .ic svg{width:22px;height:22px}
.contact__items .t{font-size:12px;color:var(--ink-faint);font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.contact__items .v{font-size:16px;font-weight:600;color:var(--ink)}
.wabox{background:linear-gradient(160deg,var(--ink-850),var(--ink-950));border-radius:var(--r-lg);padding:38px;color:var(--on-dark);box-shadow:var(--shadow-pop)}
.wabox h3{font-size:24px;font-weight:900;margin-bottom:10px}
.wabox p{font-size:15px;color:var(--on-dark-soft);line-height:1.6;margin:0 0 24px}
.wabox .input{width:100%;padding:15px 16px;border-radius:var(--r);border:1.5px solid rgba(255,255,255,.14);
   background:rgba(255,255,255,.05);color:#fff;font-family:inherit;font-size:15px;margin-bottom:14px}
.wabox .input::placeholder{color:var(--on-dark-faint)}
.wabox .input:focus{outline:none;border-color:var(--orange-soft)}

/* ---------- Footer ---------- */
.foot{background:var(--ink-950);color:var(--on-dark-soft);padding-block:64px 32px}
.foot__top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px;padding-bottom:46px;border-bottom:1px solid rgba(255,255,255,.08)}
.foot__logo{height:24px;margin-bottom:20px}
.foot__about{font-size:14px;line-height:1.65;max-width:34ch;color:var(--on-dark-faint)}
.foot h5{font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#fff;margin:0 0 18px}
.foot ul{list-style:none;padding:0;margin:0;display:grid;gap:11px}
.foot ul a{font-size:14px;color:var(--on-dark-soft);transition:color .2s}
.foot ul a:hover{color:var(--orange-soft)}
.foot__bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:26px;font-size:12.5px;color:var(--on-dark-faint)}
.foot__legal{padding-top:24px}
.foot__legal p{margin:0;font-size:12.5px;line-height:1.65;color:var(--on-dark-faint);max-width:none}

/* ---------- Reveal animations ---------- */
[data-reveal]{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
[data-reveal].in{opacity:1;transform:none}
[data-reveal][data-d="1"]{transition-delay:.08s}
[data-reveal][data-d="2"]{transition-delay:.16s}
[data-reveal][data-d="3"]{transition-delay:.24s}
@media (prefers-reduced-motion:reduce){[data-reveal]{opacity:1;transform:none;transition:none}.hero__badge,.hero__limit{animation:none}}

/* ---------- Real card image (hero + feature) ---------- */
.ccard-img{width:min(470px,96%);height:auto;filter:drop-shadow(0 36px 64px rgba(0,0,0,.55));
  transform:rotate3d(1,1,0,0deg);transition:transform .6s var(--ease);will-change:transform}
.feat-photo{width:min(480px,100%);height:auto;border-radius:var(--r-lg);
  box-shadow:0 40px 80px -24px rgba(0,0,0,.6),inset 0 0 0 1px rgba(255,255,255,.06)}

/* ---------- Floating social ---------- */
.social-float{position:fixed;right:18px;bottom:18px;z-index:70;display:flex;flex-direction:column;gap:12px}
.social-float a{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;color:#fff;
  box-shadow:0 10px 26px -8px rgba(0,0,0,.5);transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.social-float a:hover{transform:translateY(-3px) scale(1.05)}
.social-float a svg{width:24px;height:24px}
.social-float .wa{background:#1FA952}
.social-float .ig{background:linear-gradient(45deg,#F58529,#DD2A7B,#8134AF)}
.social-float .tt{background:#000}
@media(max-width:680px){.social-float a{width:46px;height:46px}.social-float a svg{width:21px;height:21px}}

/* ---------- Bank logos ---------- */
.partners .p{padding:0;height:64px;width:auto;min-width:150px;justify-content:center}
.partners .p img{max-height:30px;max-width:130px;width:auto;object-fit:contain}

/* ---------- Mini simulador por convênio (landing) ---------- */
.cvsim{display:grid;grid-template-columns:.92fr 1.08fr;gap:48px;align-items:center}
.cvsim__card{background:var(--paper);border-radius:var(--r-lg);box-shadow:var(--shadow-pop);border:1px solid var(--card-line);padding:30px}
.cvsim .field{margin-bottom:16px}
.cvsim label{display:block;font-size:13px;font-weight:600;color:var(--ink-soft);margin-bottom:7px}
.cvsim select,.cvsim .money input{width:100%;padding:14px 16px;border-radius:var(--r);font-size:15px;font-family:inherit;color:var(--ink);background:var(--cream-2);border:1.5px solid transparent;transition:border .2s,background .2s}
.cvsim select{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M2 4l4 4 4-4' stroke='%238E8796' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:42px}
.cvsim select:focus,.cvsim .money input:focus{outline:none;border-color:var(--purple);background:#fff}
.cvsim .money{position:relative}
.cvsim .money::before{content:"R$";position:absolute;left:16px;top:50%;transform:translateY(-50%);color:var(--ink-faint);font-weight:600;font-size:14px}
.cvsim .money input{padding-left:40px}
.cvsim__toggle{display:flex;align-items:center;gap:11px;padding:13px 15px;border-radius:var(--r);background:var(--cream-2);margin-bottom:16px;cursor:pointer}
.cvsim__toggle .sw{flex:none;width:42px;height:25px;border-radius:99px;background:rgba(27,18,38,.18);position:relative;transition:background .25s}
.cvsim__toggle .sw::after{content:"";position:absolute;top:3px;left:3px;width:19px;height:19px;border-radius:50%;background:#fff;transition:transform .25s var(--ease);box-shadow:0 1px 3px rgba(0,0,0,.2)}
.cvsim__toggle.on .sw{background:var(--orange)}
.cvsim__toggle.on .sw::after{transform:translateX(17px)}
.cvsim__toggle .lab{font-size:14px;font-weight:600;color:var(--ink)}
.cvsim__res{display:none;border-radius:var(--r-md);overflow:hidden;margin-bottom:16px;border:1px solid var(--card-line)}
.cvsim__res.show{display:block;animation:reveal .45s var(--ease)}
.cvsim__res .top{background:linear-gradient(135deg,rgba(72,0,136,.1),rgba(248,104,8,.08));padding:18px 20px}
.cvsim__res .top .t{font-size:12.5px;color:var(--ink-soft)}
.cvsim__res .top .v{font-size:32px;font-weight:900;letter-spacing:-.02em;color:var(--purple);line-height:1.05;margin-top:3px}
.cvsim__res .rows{padding:6px 20px 14px;background:var(--cream-2)}
.cvsim__res .rows .r{display:flex;justify-content:space-between;font-size:13.5px;color:var(--ink-soft);padding:7px 0;border-bottom:1px solid var(--card-line)}
.cvsim__res .rows .r:last-child{border-bottom:none}
.cvsim__res .rows .r b{color:var(--ink);font-weight:700}
.cvsim__block{display:none;align-items:center;gap:10px;padding:14px 16px;border-radius:var(--r);background:rgba(248,104,8,.08);color:var(--orange);font-size:14px;font-weight:600;margin-bottom:16px}
.cvsim__block.show{display:flex}
.cvsim__block svg{width:18px;height:18px;flex:none}
.cvsim__note{display:flex;gap:9px;align-items:flex-start;font-size:12px;line-height:1.5;color:var(--ink-faint);margin-top:14px}
.cvsim__note svg{flex:none;width:15px;height:15px;margin-top:1px;color:var(--orange)}

/* callout: sem saque paga só o que usa */
.cvsim__usa{display:none;gap:11px;align-items:flex-start;padding:14px 16px;border-radius:var(--r-md);margin-bottom:16px;
  background:rgba(72,0,136,.06);box-shadow:inset 0 0 0 1px rgba(72,0,136,.12)}
.cvsim__usa.show{display:flex}
.cvsim__usa .ic{flex:none;width:30px;height:30px;border-radius:8px;display:grid;place-items:center;background:rgba(72,0,136,.1);color:var(--purple)}
.cvsim__usa .ic svg{width:16px;height:16px}
.cvsim__usa p{margin:0;font-size:13px;line-height:1.5;color:var(--ink-soft)}
.cvsim__usa b{color:var(--ink)}

/* ---------- Combobox (busca) ---------- */
.combo{position:relative}
.combo__input{width:100%;padding:14px 16px;border-radius:var(--r);font-size:15px;font-family:inherit;color:var(--ink);
  background:var(--cream-2);border:1.5px solid transparent;transition:border .2s,background .2s}
.combo__input::placeholder{color:var(--ink-faint)}
.combo__input:focus{outline:none;border-color:var(--purple);background:#fff}
.combo__list{position:absolute;left:0;right:0;top:calc(100% + 6px);z-index:40;background:#fff;border-radius:var(--r-md);
  box-shadow:var(--shadow-pop);border:1px solid var(--card-line);max-height:290px;overflow-y:auto;display:none}
.combo__list.open{display:block}
.combo__opt{display:flex;flex-direction:column;gap:2px;width:100%;text-align:left;padding:11px 16px;background:none;transition:background .15s;border-bottom:1px solid var(--card-line)}
.combo__opt:last-child{border-bottom:none}
.combo__opt:hover,.combo__opt.on{background:var(--cream-2)}
.combo__opt .cn{font-size:14.5px;font-weight:600;color:var(--ink);display:flex;align-items:center;gap:8px}
.combo__opt .cm{font-size:12px;color:var(--ink-faint)}
.combo__tag{font-size:10.5px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--orange);background:rgba(248,104,8,.12);padding:2px 7px;border-radius:99px}
.combo__empty{padding:18px 16px;font-size:14px;color:var(--ink-faint);text-align:center}

/* ---------- Google reviews line ---------- */
.gline{display:flex;align-items:center;justify-content:center;gap:9px;margin-top:30px;font-size:14px;color:var(--ink-faint);font-weight:500}
.gline .gmark{font-weight:700;font-size:17px;letter-spacing:-.02em}
.gline .gmark .b{color:#4285F4}.gline .gmark .r{color:#EA4335}.gline .gmark .y{color:#FBBC05}.gline .gmark .g{color:#34A853}

/* ---------- Reclame Aqui banner ---------- */
.raqui{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:32px;max-width:880px;margin:40px auto 0;
  padding:30px 38px;background:var(--paper);border-radius:var(--r-lg);box-shadow:var(--shadow-pop);
  border:1px solid var(--card-line);position:relative;overflow:hidden;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.raqui::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(60% 120% at 0% 0%,rgba(0,177,79,.08),transparent 60%)}
.raqui:hover{transform:translateY(-4px);box-shadow:0 30px 70px -28px rgba(0,177,79,.4)}
.raqui__brand{display:flex;flex-direction:column;align-items:flex-start;gap:12px;position:relative}
.raqui__logo{height:34px;width:auto}
.raqui__seal{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:700;color:#00903F;
  background:rgba(0,177,79,.1);padding:6px 12px;border-radius:999px}
.raqui__seal svg{width:15px;height:15px}
.raqui__stats{display:flex;align-items:center;gap:24px;position:relative}
.raqui__stat{text-align:center}
.raqui__stat .n{display:block;font-size:46px;font-weight:900;letter-spacing:-.03em;color:#00B14F;line-height:1}
.raqui__stat .n .pc{font-size:24px;vertical-align:super}
.raqui__stat .l{display:block;font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-faint);margin-top:6px}
.raqui__div{width:1px;height:48px;background:var(--card-line)}
.raqui__cta{display:flex;flex-direction:column;align-items:flex-end;gap:9px;text-align:right;position:relative}
.raqui__cta .raqui__t{font-size:15px;font-weight:700;color:var(--ink)}
.raqui__btn{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:700;color:#fff;
  background:#00B14F;padding:11px 18px;border-radius:var(--r);box-shadow:0 8px 20px -6px rgba(0,177,79,.5);
  transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.raqui__btn svg{width:16px;height:16px}
.raqui:hover .raqui__btn{transform:translateY(-2px);box-shadow:0 14px 28px -6px rgba(0,177,79,.6)}
@media(max-width:760px){
  .raqui{grid-template-columns:1fr;gap:22px;text-align:center;padding:28px 24px}
  .raqui__brand{align-items:center}
  .raqui__stats{justify-content:center}
  .raqui__cta{align-items:center;text-align:center}
}

/* ---------- Responsive ---------- */
@media(max-width:980px){
  .cvsim{grid-template-columns:1fr;gap:36px}
  .hero__grid,.feat,.filter,.contact{grid-template-columns:1fr;gap:40px}
  .hero__art{order:-1}
  .grid-4,.profiles,.guar{grid-template-columns:repeat(2,1fr)}
  .people,.field-row{grid-template-columns:1fr}
  .hdr__nav{display:none}
  .step__line{display:none}
}
@media(max-width:680px){
  .grid-3,.grid-4,.steps,.mvv,.tcards,.profiles,.guar,.foot__top{grid-template-columns:1fr}
  .foot__top{gap:32px}
  .hero__stats{gap:26px}
  .hdr__cta .btn--ghost{display:none}
}